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Military members, veterans and their families can also take advantage of affordable rates from USAA. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. In Ohio, the average cost for minimum coverage is $73 per month, or $880 yearly — a savings of $203 compared to full coverage. The number of accidents, the type of roads and even the weather can affect the rates drivers are charged. A policy from State Farm costs $268 per month, versus Geico's average rate of $284 per month. That’s because the Challenger is affordable to a wide swath of drivers who want a car they can drive faster and more aggressively. Of the cars we reviewed, the Subaru Outback is the cheapest vehicle to insure, with an average annual premium of $1,603 per year, 25 percent lower than the national average of $2,014 per year. As of 13 November 2023. While the average cost of car insurance after an at-fault. Increase your deductible for instant savings. It comes with a range of smooth, turbocharged engines, loads of standard equipment and pleasant driving manners. 73, with an average premium cost of £1,840. $315. Allstate offered the cheapest minimum coverage annual rates for an 18-year-old driver at $84 per month. The Cheapest Nevada Car Insurance Rates Are $43/mo ($513/yr) for Liability Insurance From State Farm and $115/mo ($1,376/yr) for Full Coverage From State Farm Invalid Zip Code Compare RatesThe GEICO App and site received #1 rankings according to Forrester’s 2021 US Mobile Auto Insurance Functionality Benchmark. Adding comprehensive and collision insurance to a policy may cost $272 more per year. Allstate $895 $1,200 $1,322 $1,343 $1,372 $1,435 $1,505 $1,619 $2,164. Toyota RAV4 LE. LV= (flow) £403. Min & Max group sizes apply. These groups go from 1 to 50, with those lower down the list being cheaper to insure. The cheapest auto insurance company in Birmingham for teen drivers is USAA. Company. Car tax cost: £20. 9 Where is a car insurance groups list? 3. Its sample premium in California was generally near the top in terms. $26/mo. Bankrate has reviewed the cheapest car insurance companies in Florida to help you find. According to our analysis, the average rate for full coverage car insurance from Progressive is $127 a month. Cheap comprehensive car insurance rated 5-star by Defaqto. Blasdell, a town of only 2500 people, sees the second least expensive car insurance rates on average. Bachelor of Economics, University of Queensland; Master of Business Administration (MBA),. Any proposed car insurance rate changes from the ICBC must first be approved by the British Columbia Utilities Commission (BCUC). Insurers put all cars into groups from 1 to 50. C. PEMCO is also the cheapest car insurance in most of Washington as of October 2022. Progressive is the most expensive company for minimum coverage, with an average premium of $838 per year, based on the companies MoneyGeek assessed. USAA is the second cheapest option, charging $101 per month or $605 for six months. For full coverage, its average annual rate for Birmingham drivers is $3,408. The cheapest car insurance in Colorado is American National, with an average monthly rate of $70 for full coverage. Bankrate’s analysis revealed Auto-Owners, USAA and Geico as the cheapest car insurance companies, with average minimum rates starting at $325 per year. Fiat 500. Second cheapest rates for drivers found to be at fault for a collision. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. State Farm offers the cheapest quotes for full coverage policies, charging $94 per month, or $1,123 a year, which is around 45% cheaper than the Delaware state average. Used price range: £7-15,000. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. The national. Republic Group: $2,367: Not yet rated: Germania: $2,698:There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. 23. Comprehensive. Monthly rate. USAA has the most affordable liability-only rates at $31 per month. Employees' monthly premiums are paid using pretax dollars. In Hawaii, the average cost for minimum coverage is $31 per month, or $370 yearly — a savings of $761 compared to full coverage. San Antonio's cheapest option for full coverage car insurance in 2023 is GEICO with rates at $125 per month or $750 per six-month policy, according to our data. USAA coverage is about 39 percent. State Farm also has the most affordable full-coverage policy, at $193 per. Cheap auto insurance in Arizona for minimum coverage. A minimum-coverage policy costs $41 per month, which is. On average, MoneyGeek found that the cheapest car insurance company in Nevada for a minimum coverage policy are:. In Utah, average annual auto insurance costs increased by $73 in the past year. Drivers with multiple claims in New Hampshire. According to our cost estimate data, the average 35-year-old driver with good credit and a clean driving history pays about $2,008 per year or $167 per month on average for full-coverage insurance. The cheapest car insurance company in Maine is Concord Group at $766 per year on average, or $64 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. Third party only. Here are. Group 40. Cheapest Car Insurance in California for Seniors (November 2023) The following companies offer the cheapest full coverage car insurance in California for seniors: CSAA: $367 per year. State Farm also has the best car insurance rates if you have an accident, speeding ticket, or DUI on your record. At $81 per month for full coverage, a policy from State Farm is 54% cheaper than average. State Farm’s average annual rate was $450 or about $37 per month. 20076; a Berkshire Hathaway Inc. esure offer 5 Star rated1 comprehensive cover for your electric or hybrid vehicle. Atlanta ranks as the 27th most expensive city for car insurance in Georgia. The cheapest car insurance company in Michigan is Secura* at $984 per year on average, or $82 per month, according to the most recent NerdWallet analysis of full coverage car insurance rates in. around £700 for cover on a Honda Civic 1. Company. Bankrate has reviewed the cheapest car insurance companies in Florida to help you find. Car insurance groups in the UK are numbered from 1 to 50, with group 1 containing cars in the cheapest insurance group, while the cars in group 50 are the most expensive to insure annually. These cars aren’t the very cheapest to insure, you’ll find those in groups 1 to 4, but they are still very affordable. The cheapest car insurance in North Carolina is North Carolina Farm Bureau, with an average monthly rate of $82 for full coverage. Saga: Best for over-50s. As a licensed broker, Jerry has all. State Farm offers the best rates for drivers who have an at-fault accident on their record. Car insurance rates for the same driver may vary significantly between different companies. USAA had the cheapest average annual rate of $2,065 and Allstate had the highest of $3,719. Geographic location impacts car insurance premiums, even within a specific state. The table shows average rates for drivers aged 60, 65, 70 and 75 in all states, for a driver with a clean record and good credit. Credit cards;. The cheapest car insurance companies for minimum coverage are: Progressive: $1,111 per year, $93 per month Kemper: $1,217 per year, $101 per month. Best cheap car insurance in Indiana. Car Insurance Near Me. All figures used here are averages and actual prices might be higher or lower depending on your age, location and other factors. Cheapest for liability: Auto-Owners. Car Insurance Group 9 – All you need to know. The recent pricing trend in Utah leans toward slightly cheaper car insurance costs. The insurance group a particular model is placed in depends on a number of different factors. With a typical Bronze plan, the insurance company pays 60% of. Cheapest Car Insurance in Oregon for Sports Cars (November 2023) The cheapest auto insurance providers in Oregon if you drive a sports car are: American Family: $875 per year. The manual version of the same car is in insurance. Progressive: $300 per year. 3. C. State Farm has the most affordable quotes for teens for full-coverage insurance, at $282 per. Geico has the cheapest full-coverage car insurance in California, charging an average rate of $1,486 a year. 2024 Kia Forte. Group 20. Nationwide: Best for collision and comprehensive coverage. 1. Young drivers can find affordable car insurance rates by shopping around and comparing quotes from different insurance. The average car insurance cost was £561 between July and September 2023 for comprehensive cover—up 29% from £436 a year earlier (Q3 2022) and the highest since the ABI started collecting this data back in 2012. The cheapest insurance group for cars will be in the Group 1 to Group 10 categories. Texas Farm Bureau Insurance has the lowest average rates in Houston at $1,243 per year for full coverage. Concord Group: $1,189: Maryland: Travelers: $3,214: Massachusetts. C. Admiral: Best for customer service. Kaiser Permanente is the cheapest health insurance company for 2023, with an average price of $343 per month for a Bronze plan. Increasing your deductible from $250 to $500 can lower the collision or comprehensive portion of your premium. Cheap DUI car insurance in Florida: Geico. State Farm has the lowest full coverage rates for drivers in Oklahoma after an at-fault accident. The Honda CR-V, Jeep Wrangler Sport and Subaru Crosstrek are the least expensive cars to insure among popular 2021 vehicle models. American National P&C also provides the cheapest auto insurance in Colorado at $216 per year as of October 2022, which indicates that Fort Collins residents generally pay less than most cities in the state. Insurance companies put teenagers in the category of high-risk drivers, and as a result they are charged higher rates for insurance. 40% of Zebra customers in Fremont stated they used our product because they were paying too much for car insurance with their current provider. Cheap auto insurance doesn’t have to mean poor protection and service. However, the cost of insurance can vary between insurance groups based on a number of different factors including your car’s performance, safety features and cost of repair. £1,391. Seattle drivers pay more than the average for car insurance in Washington ($904 every six months) and more than the national average of $880. Which Car Insurance Group Is Cheapest. Comparing quotes with Insurify can save you up to $717 a. On average, Louisiana drivers pay $2,909 per year for full coverage and $805 per year for minimum coverage. Toledo car insurance rates by company. The Zebra's key takeaways about car insurance in New Orleans: The average cost of a car insurance policy in New Orleans is $2,043 per six-month policy — $341 per month. The. In Colorado, the average cost for minimum coverage is $42 per month, or $508 yearly — a savings of $1,352 compared to full coverage. Hastings Direct: Best for young drivers. Our rate data shows that Erie offers the cheapest full-coverage insurance in Fayetteville with rates of $103 per month. Cars placed into insurance group 1 are those which are at a low risk of being stolen or being in an accident. We don't like: Comparatively high compulsory excesses. Second cheapest rates for drivers found to be at fault for a collision. Avg. According to our cost estimate data, the average 35-year-old driver with good credit and a clean driving history pays about $2,008 per year or $167 per month on average for full-coverage insurance. Company. These are based on lots of different factors including their market value, the cost of repairs, and the risk of the car being in an accident. Auto-Owners has the cheapest quotes in Georgia for full-coverage car insurance. The cheapest car insurance company for good drivers in Illinois is Country Financial, with an average annual rate of $869. Bingle offers the cheapest comprehensive car insurance policy, according to Finder research. State Farm's quote is 43% lower than the statewide average of $597 per year. Every car in the UK is allocated an insurance group to help insurers work out how much to charge you for cover. New York drivers tend to pay more than the average for car insurance. The best cheap car insurance companies offer young and new drivers affordable premiums, a strong set of. The insurance group a model is placed in depends on a number of factors including the model’s engine size. Get a quote. The Best Cheap Car Insurance Companies. The average rate for Florida drivers with a speeding ticket is $4,043 per year or $337 per month. Geico has the cheapest full-coverage auto insurance quotes in New Jersey. Grace Kim. The groups start at 1 for the cheapest cover rising to 50 for the most-expensive cover. Auto-Owners: $262 per year. Insurance company. A touchscreen infotainment system can also be specified. Nationwide: Best perks for loyal customers Progressive: Best for accident forgiveness Country Financial: Best for having few customer complaints Auto-Owners:. Company. On average, Nationwide charges $977 annually ($81 per month) for full coverage, while GEICO charges $503 annually ($42 per month) for state-minimum policies. The most expensive company, Progressive, offers minimum coverage for $1,058 per year. The Honda CR-V, Jeep Wrangler Sport and Subaru Crosstrek are the least expensive cars to insure among popular 2021 vehicle models. We can also help you get protection through one of our USAA Insurance Agency alliances for the following vehicles: Motorcycles and ATVs: You can also get insurance for UTVs, mopeds, dirt bikes, golf carts and snowmobiles. Insurance. For more information on what cars are locate in those groups, read more below or go to a qualified database list to find your match. com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). Oct 18, 2023 12:02 p. An average policy with Farm Bureau costs $79 per month or $471 per six-month policy, while Auto-Owners is the second most affordable at $107 per month or $642 for a six-month policy. There are 50 different car insurance groups - those in insurance group No. The mid-size SUV. State Farm has the least expensive car insurance rates in Oregon for drivers who have a speeding ticket. $90. These figures show that those aged between 17 and 18 can expect to pay 77 per cent more than the national average of £1,037. Increase your deductible for instant savings. However, there isn’t a huge difference in your premiums as you age in your 30s — only about 0. Pay-in-full. For Toledo in 2023, our data shows that the cheapest company for full coverage auto insurance is USAA at $83 per month or $498 for a six-month policy, followed by State Farm at $92 per month or $552 for a six-month policy. 66% policy score on its standard policy (16th out of 34) 74% customer score (6th out of 15) We like: Unlike many insurers, Aviva guarantees repairs for the remainder of the time the car is insured with it. Nissan Frontier. Car insurance group 1 vehicles are the cheapest to insure. or around £906 for a group 30 car, such as the Vauxhall Corsa 1. The average price of a comprehensive car insurance policy in the UK is £924 +. GEICO ( $114 per month) and North Carolina Farm Bureau ( $133 per month) are. To help drivers find the best cheap auto insurance in Indiana, our editorial team collected quotes from top car insurance. State Farm has the lowest full coverage rates for drivers in Oklahoma after an at-fault accident. 0-litre petrol engine and some electrical assistance to save fuel, is in an insurance group that puts it within reach of even new drivers. State Farm has the cheapest minimum coverage car insurance quotes in West Virginia, at an average price of $28 per year, or about $341 per month. USAA: Best car insurance for military. Avoid renewing and save up to £523 with MoneySuperMarket. Travelers, the Auto Club Group and Erie offer the cheapest Chicago car insurance rates for drivers who caused an accident with an injury. The cheapest car insurance in New Jersey is Geico, with an average monthly rate of $123 for full coverage. For full coverage, its average annual rate for Phoenix drivers is $3,345. The cheapest car insurance company in MO is different for every driver. Bureau of Labor Statistics. State Farm has the cheapest full coverage insurance in 34 states. How we chose our best picks. The Zebra's key takeaways about car insurance in Omaha: The average cost of a car insurance policy in Omaha is $903 per six-month policy — about $150 per month. The cheapest company in Dallas is GEICO ($822). A full coverage policy from Progressive costs $188 per month. 89. On average, Southern Farm Bureau Casualty Insurance Group offers the cheapest car insurance estimates for 17-year-old drivers at $2,775 per year or $231 per month. Our 2023 data showed New York Central Mutual Fire Insurance Company (NYCM) as Buffalo's cheapest car insurance company — $467 for a six-month policy. When you stack age and gender together, you end up with even more disparity in auto insurance rates. Policies from Dairyland are the most expensive for sports car insurance at $2,821 per year on average. Get cheap car insurance quotes. The Zebra analyzed rates from top car insurance companies to see who has the cheapest rates in 2023. Summary: Best car insurance companies in the UK 2023, by category. The average cost of auto insurance in the U. subsidiary. However, it is important to note that the cheapest car insurance group is not necessarily the best car for you. $91. Insurers put all cars into one of 50 'insurance groups', with cars in the lower groups being cheaper to insure. State Farm is the cheapest large auto insurance company in the nation for good drivers, according to NerdWallet’s 2023 analysis of minimum coverage rates. Toyota Tacoma SR ($1,647). Progressive has the cheapest car insurance for a 65-year-old in California, while Geico is the cheapest company for that same driver in Florida. Car insurance group 11 is towards the cheaper end of the scale. Best for adding a teen to a policy: Auto-Owners. The group your car is in will affect how much you pay for your car insurance premium. 98 – 57% more than for. On average, Nationwide charges $977 annually ($81 per month) for full coverage, while GEICO charges $503 annually ($42 per month) for state-minimum policies. around £731 for cover on a Mini Cooper 1. Travelers: Great for customers buying a new. Differences in companies and quotes make it important to compare car insurance if you want to save money. Auto-Owners is the cheapest top insurer in Michigan, with rates as low as $67 per month. Show All Rows Why trust our cheap picks Looking for cheap car insurance? Our study shows USAA is the cheapest car insurance. These top companies all offer quotes under $130 per month, cheaper than the average monthly cost of a full-coverage policy in Nebraska, which is $142. Cheapest car insurance after an accident: State Farm. S. No matter what. These cars are included on IIHS-HLDI's bodily injury claim frequency data for 2019-2021 models, meaning they may be less risky and. The cheapest car insurance companies in Texas. Auto-Owners car insurance cost comparison for senior drivers age 70 and 80. Cars in group 1 are the cheapest to insure, while cars in group 50 are the most expensive. According to the most recent data from the Association of British Insurers (ABI), the average premium for private comprehensive motor insurance stood at £561 in Q3 2023, up 29 per cent year-on. Which cars are in car insurance group 5? You will find cars in insurance group 5 that are relatively small, have a low market value, and are cheap to run and maintain. Drivers in Alabama pay, on average, $1,354 a year for car insurance. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Compare over 120 insurance providers. That's an increase of only $5 per month compared to a driver with a clean history, and 63% cheaper than. The companies offering the cheapest minimum coverage car insurance in Las Vegas are: CIG: $521 per year; State Farm: $572 per year; The most expensive company is Dairyland, with an average premium of $2,419 per year. Michigan drivers pay the highest rates in the country, at $399 per month for full coverage. 10 What are car insurance groups 1 – 20? 3. In Arizona, the average cost for minimum coverage is $46 per month, or $555 yearly — a savings of $1,076 compared to full coverage. Cheapest: $29/mo. In the higher groups you'll tend to find more powerful and expensive cars. is $880 for a six-month policy. Average car insurance cost for 21-year-olds. Cheapest for liability: State Farm. At $97 per month, a policy from Auto-Owners costs $28 less per month than the state average. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. The average car insurance cost is £851 for a 20-year-old versus £486 for a 55-year-old – that’s 75% more! The average car insurance cost in Greater London is £1,006. Dairyland is the most expensive company for seniors, at an average cost of $2,185 per year. The amount you’ll pay for car insurance at 21 years old is still relatively high, compared to drivers in general – between January and June 2023, drivers between the ages of 20 and 24 paid on average £1,294 for cover. Average Annual Premium. 5bn, on the same period last year because of rising costs, including energy inflation, and more expensive. According to our data for 2023, the cheapest car insurance company for full coverage in Houston is GEICO at $141 per month or $847 per six-month policy, while the second cheapest is State Farm at $155 per month or $927 for a six-month policy. Cheapest: $22/mo. Age Group. Ford Escape ($1,609). 2023 Kia Rio. The cheapest car insurance in Louisiana will meet the state’s minimum requirements for liability coverage. Many employers also bundle additional coverage options, such as dental insurance, along with their main plan. Cheap Full-Coverage Car Insurance In Austin. Best discounts for young drivers: Erie. Admiral: Best for multi-car. Insurance group: 2. That’s a difference of more than £200 to insure the same make of car. Company. That's 63% cheaper than the state average of $510 per month. According to a recent study. Vehicles in group 32 tend to be more expensive to insure. According to our customers in Seattle, 31% of them said they're paying. For instance, in our study, we found that average rates for a 20-year-old male driver are 14%. The second generation i10 is in car insurance group 1, meaning it is far cheaper to insure than previous models. The cheapest auto insurance company in Phoenix for teen drivers is Geico. Car insurance groups are a way of categorizing cars into different groups based on their level of risk. The Cheapest Car Insurance Companies (November 2023) The cheapest car insurance companies are Nationwide and GEICO. Group 1 is the lowest insurance,. However, keep in. Best car insurance for young drivers. State-minimum car insurance in New Hampshire. Geico has the cheapest average annual rate in Michigan at $1,066 per year. $293/month. Jeep Wrangler Sport ($1,617). £819. Cars in group one are the cheapest to insure, while those in group 50 are the most expensive – and the more powerful and luxurious your car, the higher the. Best customer support: USAA. Group 1 cars are the cheapest to insure while the Group 50 ones are the most expensive. That's 55% cheaper than the state average of $238 per month. Saga: Best for over-50s. NYCM’s average rate for minimum coverage is 78% lower than the city average. Cheapest car insurance for people with a speeding ticket: State Farm. Premium; Penn National: $612 USAA: $741 State Farm: $849. Young drivers in Alaska pay $94 more per month more for minimum-coverage car insurance than adult drivers do. Nationwide is the cheapest company in Nebraska for a full-coverage policy, at $110 per month. 4 i-VTEC SE 5d, which is a group 8 model. The larger the company is, the more agents they’ll probably have, so you’ll get to pick. Cheap auto insurance in Colorado for minimum coverage. With insurance groups ranging from 1-50, vehicles in group 34 are among the more expensive ones to insure. Concord Group: $1,189: Maryland: Travelers: $3,214: Massachusetts. Cheapest full-coverage car insurance in South Dakota: State Farm. Progressive: Best. EUI Limited is a subsidiary of Admiral Group plc and is authorised and regulated by the Financial Conduct Authority (Firm reference number: 309378). GEICO is the cheapest large car insurance company, with average rates of $34 a month for minimum coverage. The cheapest car insurance companies in New Hampshire are USAA, State Farm, and Geico, which each have average minimum coverage rates lower than $306 per month, according to Bankrate’s analysis. Geico had the cheapest car insurance with an average of $1,268 a year. With a typical Bronze plan, the insurance company pays 60% of. Geico has the best minimum- and full-coverage quotes for 18-year-old drivers in New York. Hyundai i10 Premium. There are 50 car insurance groups, with those in the lower numbers being the cheapest to insure and those in the highest the most expensive. What is insurance group 11? Insurance group numbers run from 1 to 50, with 1 generally being the cheapest to insure. Our study found AAA insurance to be the most expensive for. Forgoing full coverage for liability-only at the state minimum level will make your car insurance significantly cheaper. Geico receives slightly more customer. The cheapest car insurance companies in Alabama. Dine out – 25% off total bill: Days available vary by outlet. NYCM offers the cheapest auto insurance rates for young drivers in Buffalo at $70 a month for minimum coverage and $140 a month for full coverage. According to the most recent data from the Association of British Insurers (ABI), the average premium for private comprehensive motor insurance stood at £561 in Q3 2023, up 29 per cent year-on. The cheapest car insurance for 23-year-olds is available from American National Finance, which offers insurance rates for this age group at about $99 a month, according to a 2022 Insurance. Farm Bureau is the second-most affordable company, at $220 per month. In fact, USAA receives 2% more complaints than the industry average, according to data from the National Association of Insurance Commissioners (NAIC). Kemper. 3 Where is an insurance group prices table for the UK? These rates are high compared to the national averages of $622 for minimum and $2,014 for full coverage. The registered office. Capital Insurance Group is the best cheap car insurance in Las Vegas, with an affordable minimum coverage policy costing $521 a year on average. The groups comprise vehicles that pose similar risks to insurance providers in terms of repair or replacement costs if a valid claim is made. These are based on lots of different factors including their market value, the cost of repairs, and the risk of the car being in an accident. $31/mo. What is insurance group 32? When it comes to insurance, all vehicles are assigned an insurance group from 1 (cheapest) to 50 (most expensive), and this helps work out the cost of your car insurance premium. See moreState Farm is the cheapest national car insurance company, at $41 per month for liability-only coverage. The cheapest car insurance in Massachusetts is an average of $36 a month for minimum coverage from The Hanover Insurance Group. The trade body highlighted that the cost of vehicle repairs was up by a third, at £1. The best way to find cheap car insurance is to search various different tiers of insurance on multiple comparison sites. Enjoy Confused. Omaha car insurance rates by company. Fast, expensive cars are likely to be found higher up while cheap, reliable cars that are easy to repair. We found that USAA tends to offer the cheapest car insurance for 65-year-old drivers at an average cost estimate of $1,057 per year or $88 per month for full-coverage car insurance. Cheap auto insurance in Hawaii for minimum coverage. Cheapest full coverage car insurance in Ohio: Erie. There are 50 car insurance groups in the US, with Group 1 being a low risk and Group 50 being the high risk. Several insurers had policies with no maximum age - Sainsbury's Bank, Axa, Direct Line, Saga and Moja. The two cheapest car insurance companies in Maine for drivers in their 20s are: Travelers: $716 per year; Concord Group: $770 per year; According to our data, Bristol West offers the most expensive full. USAA offers the cheapest car insurance for 50-year-olds, at $85 per month on average. Overall, people with a speeding ticket can expect their average cost of auto insurance to be $162 per month in Kansas. Drivers shopping for the cheapest car insurance rates but do not qualify for USAA should make sure they get quotes from Geico. Cheapest private health insurance companies. Vehicles in group 32 tend to be more expensive to insure. Every car is labelled with an insurance category from Group 1 to Group 50, which essentially represents how affordable they are to insure. The average comprehensive policy in Australia costs $1,345. The cars that fall in this group tend to have a higher market value. Free quotes. LV=: Best for cheaper rates. That's the highest prices have been on record and a huge £338 increase in the last 12 months. USAA is one of the cheapest auto insurance providers on the market. USAA is only available to members of the military. State Farm has the cheapest full-coverage car insurance at $95 a month. In Virginia, car insurance quotes increase by 54% after an accident, on average. Best customer support: Farm Bureau. Detroit has some of the most expensive car insurance rates in the country, at $391 per month, on average. However as you get older, your premiums should start to reduce.